A car accident can be incredibly scary, with life-changing consequences occurring in a blink of an eye. Collisions involving cars, trucks and other vehicles can lead to serious injury and even death, leaving those affected in dire need of assistance to help them recover their losses. Many people who are hurt in car accidents are unsure about how to proceed with a personal injury case, confused by the legal process or frustrated with insurance representatives. At Ross & Voytas, we know that people who have been hurt in a car accident are often suffering terribly. We will give you peace of mind as we aggressively pursue your right to compensation, guiding you through the process from the first meeting until your case is fully resolved.
As attorneys with more than 30 years of experience handling complex litigation cases, we know how to put together a winning case. We will work with you to understand your needs and will fight for you at every level to protect your legal rights. With high-level service and reasonable prices, we are committed to giving each of our clients my individual attention and diligent representation.
The Missouri Car Accident Claim Process
While each case is different, many car accident claims follow a similar pattern. Learning how a typical case is handled may help you understand what could happen in your case.
The first step is consulting with an experienced car accident attorney. At Ross & Voytas, we will evaluate your case and give you straight talk about your prospects for recovery. Our initial consultation for car accident cases is always free.
Next, your lawyer will investigate the facts of your case. This can involve gathering police reports, videos, photographs and other evidence, interviewing witnesses, performing an accident reconstruction, calculating your damages and consulting with expert witnesses.
After a thorough investigation, your attorney will likely put together a demand package to send to the insurance company of the driver who caused the accident. The demand letter (also referred to as a claim package) will include a description of the facts of the case, why their insured is responsible for your injuries and a statement of the damages you have sustained, including any lost wages, medical bills, and pain and suffering. It will end with a demand to be compensated for your losses. The insurance company will review the letter and will accept the offer, make a counteroffer or reject the claim. Many cases are resolved at this level, which is why it is so critical to have a seasoned car accident attorney to put together the best possible package.
If the case cannot be settled through a demand letter and negotiation, then your attorney will advise you on filing a lawsuit. If you agree to file suit, then your car accident lawyer will draft and file a claim with the proper court. The litigation process then begins, with both sides exchanging information through the discovery process and attempting to settle the case before trial. But if the parties cannot agree to a settlement, then the case will go to trial. There, each side will have the chance to present evidence, cross-examine witnesses, and present opening and closing remarks. A judge or jury will hear the evidence and issue a verdict. The verdict will state whether the other person is responsible for your injuries, and if so, the amount of damages that you are entitled to for your losses. If either party disagrees with the verdict or the judge’s rulings during the case, an appeal may be filed.